Heavy Equipment FinancingGet Approved Fast
Get approved in as little as 24 hours — with competitive rates and flexible terms for equipment from dealers, auctions, or private sellers.
Takes less than 60 seconds
Estimate Your Monthly Payment
See what your equipment financing could cost before you apply.
Most buyers finance between $25,000 and $250,000 — enter any amount.
Most buyers put 10–20% down. Enter 0 if you're not planning a down payment.
If you're not sure, start with 7.99%. Typical APR ranges from 7.99%–18% depending on credit profile.
Estimated Monthly Payment
$0
Based on 7.99% APR · Actual rates vary by credit profile
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What Our Customers Say
Real contractors who secured financing through Heavy Equipment Directory and Priority Capital Partners.
“Got approved for a CAT 320 excavator in less than 24 hours. The process was incredibly smooth and the rate was better than my bank offered. Highly recommend!”
Mike Rodriguez
Rodriguez Excavation LLC
Houston, TX
“As a woman-owned business, I was worried about getting approved. Priority Capital treated me with respect and got me financed for two dozers. Game changer for my company.”
Sarah Thompson
Thompson Grading & Paving
Phoenix, AZ
“I've financed 5 pieces of equipment through HED and Priority Capital now. Fast approvals, competitive rates, and they actually understand the construction industry.”
James Chen
Pacific Coast Contractors
Sacramento, CA
Why Finance Your Equipment With Us?
Heavy Equipment Directory partners with Priority Capital Partners to bring you the best financing options — whether you're buying from a dealer, auction, or private seller.
Same-Day to 24-Hour Approvals
Most applications receive a decision within 24 hours — many on the same day
Flexible Structures
Startup-friendly programs, seasonal skip payments, step-up structures, and terms tailored to your cash flow
Up to $2M Financing
Finance equipment purchases up to $2M with flexible terms
Lease & Loan Products
EFA, $1 Buyout, TRAC Leases & True FMV Leases to fit your needs
Frequently Asked Questions
Get answers to common questions about heavy equipment financing.
Ready to Apply?
Complete the form below to get pre-approved. A financing specialist will contact you within 24 hours.
Quick 60-second application • No hard credit pull
Apply for Equipment Financing
Our Financing Partner
Priority Capital Partners
Since 1997 • ~55 Employees • Nationwide
A national equipment and working-capital finance firm that helps businesses acquire the equipment they need to grow — without slowing down operations or tying up cash.
“Financing that works as hard as your equipment.”
- Deep equipment expertise across construction, trucking, rental & specialty trades
- Dealer-friendly programs that help close deals faster
- Flexible structures: startup-friendly, seasonal payments, step-up terms
- Wide credit coverage for prime and challenged profiles
- Dealers, auctions & private sellers all eligible
- Terms from 24 to 72 months
- 90-day payment deferral available
- Additional working capital options
Why Apply Here?
Same-Day to 24-Hour Approvals
Most applications receive a decision within 24 hours — many on the same day
Flexible Structures
Startup-friendly programs, seasonal skip payments, step-up structures, and terms tailored to your cash flow
Up to $2M Financing
Finance equipment purchases up to $2M with flexible terms
Lease & Loan Products
EFA, $1 Buyout, TRAC Leases & True FMV Leases to fit your needs
Find Equipment to Finance
Equipment for Sale
Browse thousands of new and used heavy equipment listings from trusted dealers.
Browse ListingsFind Dealers
Connect with reputable equipment dealers in your area for the best selection.
Find DealersEquipment Valuations
Get accurate AI-powered valuations to ensure you're paying a fair price.
Get ValuationNo hard credit pull • Approvals in 24 hours